So, how does it work?

Fill out the form or take our assessment and we will automatically search our database of certified partners to find the perfect solution for your situation.

Take the assessment

Our joint loan assessment will help us recommend the right partner for you (not all debt consolidation plans work for everyone!).

Based on your answers, we will determine if you qualify and match you with one of our partners.

We connect you with a partner who can best serve you and help you achieve financial stability.

Find your match

Get the perfect plan

Protect your financial future

Around 60% of people overestimate the cost of debt consolidation, but they don't have to! Debt consolidation is affordable and can save you money. We help you find the right solution for your financial situation.

Why consolidate your debt?

Debt consolidation is a way to ensure you can manage your finances more efficiently by combining multiple debts into one payment. It can be used to reduce interest, pay off credit cards and ensure you don't miss multiple payment dates.

You are in good hands...

Highly rated

All of our consolidation loan providers have hundreds of 5-star reviews.

Deep review

When you contact mydebtconsolidationloan.com, we conduct a thorough review of our database to find the perfect partner for you.

Better rates

All our debt consolidation partners are checked to ensure they are properly certified and authorized.

All our consolidation partners are vetted and reviewed by our team to ensure they meet our standards.

ONLY RECOMMEND CERTIFIED PARTNERS

FAQs

When do I need debt consolidation?

If you're overwhelmed by multiple debts, high interest rates or struggling to make payments, it might be time to consider debt consolidation. It can help you manage your debt more effectively and save money in the long run.

Does my credit rating affect my options?

Yes, your credit rating can affect your eligibility and the terms of your debt consolidation loan. A higher credit rating can result in better interest rates and terms, but there are options for all credit levels.

How much can I consolidate?

How much you can consolidate depends on your individual situation, including your total debt and your ability to repay. Our partners will assess your financial situation and recommend the best plan for you.

Why do people consolidate debt?

Debt consolidation helps people manage their finances better, reduce interest rates and simplify their payments. It can also improve your credit rating over time by making it easier to stay on top of payments.

How does debt consolidation affect my monthly payments?

Debt consolidation can reduce your monthly payments by combining multiple debts into one lower interest rate and extending the repayment period. This makes your payments more affordable and easier to manage.

What is the difference between debt consolidation and debt management?

Debt consolidation involves taking out a new loan to pay off several existing debts, resulting in one monthly payment with a lower interest rate. Debt management, on the other hand, involves working with a debt counselor who negotiates lower interest rates and payment plans with your creditors without taking out a new loan.